ratechecker
Our Products

Everything you need to accept payments

From card machines to online payments, we help you find the best solutions for your business

Accept Payments

Multiple ways to accept card payments from your customers

In-Person Payments

Accept card payments face-to-face with countertop and portable card machines

Contactless
Chip & PIN
Mobile wallets

Online Payments

Accept payments on your website with secure payment gateways

E-commerce
Payment gateway
3D Secure

Payment Links

Send payment requests via email, SMS, or social media

No website needed
QR codes
Invoicing

Hardware

Card terminals and payment devices for every business

Payment Terminals

Modern card machines with fast processing and reliable connectivity

Portable
Countertop
Mobile

Business Tools

Manage and grow your business with integrated tools

Merchant Dashboard

Track sales, manage transactions, and view reports

Real-time analytics
Transaction history
Reporting

Not sure what you need?

Get a personalised quote and we'll recommend the best solutions for your business

ratechecker

Digital statement analysis and personalised card payment quotes in under 90 seconds, built to empower businesses.

Platform

Copyright © 2026 Layopay Limited | All Rights Reserved

Ratechecker is a trading name of Layopay Limited. Registered in England Number: 14517140. Registered Office: Fulford House, Newbold Terrace, Leamington Spa, Warwickshire, CV32 4EA. Layopay Limited is registered with the ICO - Information Commissioner's Office (Registered Company No: ZB729065)

Layopay Limited is licensed and regulated by Visa and Mastercard as an ISO (Independent Sales Organisation) and Member Service Provider to conduct merchant account or transaction processing solicitation, sales, customer service, merchant training activities and / or solicitation and sales of POS terminals and / or mPOS devices.