Professional Services

Payment Links: The Simple Solution for Service Businesses

How tradespeople, consultants, and freelancers are using payment links to get paid faster without expensive hardware or complex integrations.

James Mitchell|5 January 2026|5 min read

Payment Links: The Simple Solution for Service Businesses

How tradespeople, consultants, and freelancers are using payment links to get paid faster without expensive hardware or complex integrations.

What Are Payment Links?

Payment links are unique URLs that direct customers to a secure payment page. You can send them via email, SMS, WhatsApp, or embed them in invoices. No terminal, no website checkout — just a simple link.

Who Uses Payment Links?

  • Tradespeople — plumbers, electricians, builders sending invoices after a job
  • Consultants — taking deposits or final payments for services
  • Freelancers — invoicing clients across different platforms
  • Small retailers — taking phone orders without a virtual terminal

Benefits Over Traditional Methods

  1. No hardware costs — no terminal rental or purchase
  2. Instant setup — generate links in seconds
  3. Mobile-friendly — customers pay from any device
  4. Trackable — know when links are opened and paid
  5. Professional — branded payment pages build trust

Typical Fees

  • Transaction fee: 1.5% – 2.5% per payment
  • No monthly fees with most providers
  • No PCI compliance burden (handled by the provider)

Related: Learn about payment links → | Virtual terminal for phone payments →

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